Why should I become a Member of Australian Mutual Bank?

Australian Mutual Bank has been providing banking service to the community for over 60 years. We are regulated by the Prudential Regulatory Authority (APRA) as are all Banks, meaning that you can be certain that you are becoming a member of a well-regulated organisation.


How do I become a member?

If you take out one an Australian Mutual Bank product online or apply for a loan, upon becoming successful with the application (and completing the online verification process at the end of the application) you’ll become a member of Australian Mutual Bank as part of this process.

You don’t have to initially take up a product to join, you can also apply via the stand alone ‘Become a Member’ form found below.

Alternatively, you can visit one of our branches and apply in person. A list of branch locations can be found here.

Why Join Australian Mutual Bank?

When you join you'll enjoy the benefits of belonging to a mutual bank. The benefits of becoming a member include equally sharing in the success of the organisation through competitive rates, minimal fees and exceptional customer service.

Unlike a major bank, Australian Mutual Bank is not a publicly listed company and as such does not have a financial responsibility to shareholders. This differentiating factor is yet another benefit of belonging to a mutual and clearly highlights our one and only objective of increasing the value offered to members and their local communities.


To find out more about Australian and learn about the bank's achievements, visit Our Story.

If you have already completed an application and have been asked to complete ID verification, please click here.