Our disclosure statements contain important information about the terms and conditions, fees, charges, transaction limits etc that apply to accounts or access facilities. You should retain the relevant document for future reference as the information will also apply to new accounts you obtain or to facilities for accessing these accounts.

A Target Market Determination (TMD) is a document that describes the type of customer one of our products may suit (target market), and any conditions around how the product can be distributed to our customers.

It also describes the events or circumstances where we may need to review the Target Market Determination (and target market) for the financial product.

Please note a TMD is not intended to provide financial advice. When making a decision about a product always make sure you refer to all the relevant disclosure documents found here. These will outline the relevant terms and conditions being provided under that product.

Why does Australian Mutual Bank have Target Market Determinations?
From 5th October 2021, we are required to comply with a new law under the Treasury Laws Amendment (Design and Distribution Obligations and Product Intervention Powers) Act 2019 (DDO). This law requires us to have Target Market Determinations to meet our obligations.
This is to make sure we’re keeping members at the centre of our approach to the design and distribution of our financial products.

Contact Us
If you're still not sure whether our products or services are right for you or you wish to enquire about DDO, feel free to contact us.

Target Market Determinations sheets:
Home Loan Basic Variable
Home Loan Bridging Loan Variable
Home Loan FHB Basic Variable
Home Loan FHB Fixed
Home Loan FHB Standard Variable
Home Loan Fixed
Home Loan Mortgage Secured Overdraft
Home Loan Standard Variable
GumLeaf Standard Variable Rate Owner Occupied
GumLeaf Basic Variable Rate Owner Occupied
GumLeaf Investment Variable Rate
iNet Business Saver Account
iNet Saver
Investment Home Loan Fixed
Investment Home Loan Variable
Mortgage Offset
Pensioner Aware Account
Personal Loan Green Loan
Personal Loan Green Car Loan
Personal Loan New Car
Personal Loan Secured
Personal Loan Unsecured
Premier Business Account
Savings Motivator
Term Deposit
Transaction Account
Visa Credit Card
Visa Debit Card
Young Saver

Quarterly and Annual

SCU Trust is a securitisation programme established by the Bank for the purpose of establishing Australian Dollar, Prime, Full Document Residential Mortgages which may be utilised to supplement the Banks Liquidity & Funding requirements. Australian Mutual Bank Ltd, as an information Provider to the Reserve Bank of Australia is required to make certain data publicly available to users who require it to evaluate Asset Backed Securities for professional or academic research purposes. If you would like to make an enquiry or arrange access to the data, please contact us.

Australian Mutual Bank have and will continue to have a diverse workforce. It is a true reflection of our member base and a necessary strategy to ensure we are at our best for those members and for each other.
We do not pay people differently based on their gender or ethnicity.
We have an equal gender balance in our Board of Directors and have introduced strategies to ensure we work towards that for our workforce.
Currently the Australian Mutual Bank gender pay gap is caused by us having a lower proportion of females in senior leadership roles and a higher proportion overall in our total staff complement.
We have work to be done and are committed to striving towards our goal of significantly reducing the gender pay gap.

Why choose Australian Mutual Bank?