Enjoy the great outdoors with confidence!

Whether you’re a grey nomad doing laps of Australia, or a family that cherishes a yearly caravanning holiday, it pays to protect your home-on-wheels. CGU offers comprehensive caravan cover, with plenty of options to tailor it to your needs.



  • Touring or on-site cover
  • Covers your caravan or camper trailer
  • Optional cover for contents in your caravan
  • Optional cover for your attached annexe

Key features of CGU's Caravan Insurance


Features Caravan Insurance
Accidental damage including collision Yes
Cover for fixtures, fittings and permanently installed appliances, refrigerators,
stoves, fixed air conditioning units and gas cylinders
Cover for fire, explosion, storm and theft Yes
Cover whilst touring or parked on-site Yes
Electrical motor burn-out Yes - Up to 10% of sum insured
Emergency accommodation
If your caravan is damaged and uninhabitable
Yes - $100 a day - up to 5 days
New-for-old caravan replacement
In the event of a total loss
Yes - Up to 1 year old
Optional annexe cover Yes
Optional contents cover Yes
Optional flood cover Yes
Return to home cost
If your caravan is damaged in an incident and cannot be used
Yes - Up to $500
Recoding of locks and barrels after theft of keys Yes
Towing costs Yes
$30 million liability cover
Damage to another person's property


This list is a summary of highlighted features and benefits only. Please refer to the CGU Caravan Insurance Product Disclosure Statement (PDS), Target Market determinations and Policy for full terms and conditions.

Why insure with CGU?

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General insurance issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. Australian Mutual Bank Ltd ABN 93 087 650 726 acts under an agreement with the insurer. Any advice is general advice only and does not take into account your individual objectives, financial situation or needs (“your personal circumstances”). Before using this advice to decide whether to purchase the insurance policy, you should consider your personal circumstances and the relevant Product Disclosure Statement available above.