Protect your investment property with our broad cover.


Whether your property is damaged by tenants, destroyed by fire, or if you’re owed rent or are liable for medical bills, we can look after you.

Key features of our Landlord's Insurance


Features Landlords Residential Property Insurance
Accidental breakage of fixed glass, basins, sinks, baths and toilets
included in loss or damage by a tenant or their visitors
Accidental damage
excludes loss or damage caused by a tenant or their visitors
Architects, surveyors and legal fees
paid in addition to the sum insured
Yes - Up to 10% of sum insured
Burning out of an electric motor
for motors up to 15 years old and no bigger than 3.7kW
Deliberate or intentional acts, vandalism or a malicious acts Yes
Choice of liability
$5 million, $10 million, $15 million or $20 million
Flood Cover (Automatic) Yes
Optional Loss of Rent cover
If your building is uninhabitable, up to 12 months, up to the sum insured chosen
Optional Rent Default and Theft by a Tenant cover
Up to $5,000 less any excess or bond money
Removal of Debris and Demolishing Costs
paid in addition to the sum insured
Yes - Up to 10% of sum insured
Water or liquid damage Yes


This list is a summary of highlighted features and benefits only. Please refer to the CGU Landlords Residential Property Insurance Product Disclosure Statement (PDS), Target Market Determinations and Supplementary Product Disclosure Statement for full terms and conditions.

Why insure with CGU?

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Why choose Australian Mutual Bank?


General insurance issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. Australian Mutual Bank Ltd ABN 93 087 650 726 acts under an agreement with the insurer. Any advice is general advice only and does not take into account your individual objectives, financial situation or needs (“your personal circumstances”). Before using this advice to decide whether to purchase the insurance policy, you should consider your personal circumstances and the relevant Product Disclosure Statement available above.